Last updated on March 31, 2022
Insurance terms in Indonesian language can be confusing. Health means kesehatan, the noun form for sehat (being healthy). Insurance can be translated into jaminan or asuransi. Therefore health insurance is asuransi kesehatan or jaminan kesehatan.
Health Insurance or Asuransi Kesehatan in Indonesia
In January 2014, the Indonesian government launched Jaminan Kesehatan Nasional (JKN), or national health insurance, a scheme to implement universal health care in Indonesia. However, foreigners are not covered under this Indonesian universal healthcare scheme. The standard of public healthcare in Indonesia is variable at best. Not all hospitals cooperate with all insurance companies. However, without an insurance policy, the hospital bills may reach unbearable levels. Therefore having comprehensive medical insurance is essential for expats moving to Indonesia.
Insurance Terms in Indonesian
| accident insurance | asuransi kecelakaan |
| blanket policy | asuransi seluruh harta |
| credit insurance | asuransi kredit |
| damage insurance | asuransi kerugian |
| fire insurance | asuransi kebakaran |
| group insurance | asuransi kelompok |
| health insurance | asuransi kesehatan |
| insured goods | barang yang diasuransikan |
| life insurance | asuransi jiwa |
| marine insurance | asuransi laut |
| molest insurance | asuransi moles |
| mutual insurance company | asuransi mutual |
| under insurance | asuransikan kurang dari nilainya |